NBK ACCOUNTS

• Do you want the convenience of an ATM card and a checkbook ?

• Would you like a passbook to keep track of your savings ?

• Do you want to be able to withdraw as many times as you like while
  receiving a high interest ?

• Would you like a little stretch on your salary ?

• Do you want a checkbook and interest on your account ?

• Do you have spare cash ?

• Would you like a monthly income ?

Do you want the convenience of an ATM card and a checkbook ?

The NBK Current account is a non-interest bearing account designed to give you ultimate
control of your finances and convenience banking. It helps to facilitate your spending without the
hassle of carrying cash. This account:

• Is available in all major currencies
• Does not require a minimum opening balance
• Offers a checkbook for a fee of LBP 5,000 or $3, but you can get it for free if you
  maintain an average monthly balance of $2,000 or LBP 3 million in the account
  during the previous month.
• Provides you with the up-to-the-second NBK Access card to access your funds,
  with a membership fee of $15. If you domicile two of your utility bills with us, the
  Access card will be yours for free!
• Does not have a service charge if you maintain LBP 500,000 or its equivalent
  in your account during the month. If you are unable to maintain LBP 500,000
  in the account, a LBP 10,000 charge or its equivalent will be collected.
• Offers you a free monthly statement

If you are above 18 years of age and would like to open a current account, just visit any of
our branches with a copy of your ID.

Would you like a passbook to keep track of your savings ?

The NBK Savings account allows you to deposit your money and forget about it, while earning
interest over the period saved until you really need it. You can keep track of your savings and
interest earned with the passbook provided. This account:

• Is available in all major currencies
• Does not have a minimum opening balance
• Pays your interest twice a year, at the end of June and December.

The rates currently applied are:

LBP:

USD:

• Does not have a service charge if the average balance maintained during the
  month is above LBP 500,000. If your balance falls below this amount, 
  a LBP 10,000 charge will be collected.
• Provides you with a free passbook

To open a Savings account, just visit any of our branches with a copy of your ID.

Do you want to be able to withdraw as many times as you like while
receiving a high rate of interest ?

The NBK Super Account is specially designed for you to set aside money for
the future. It gives you instant access to your money with an unlimited number of withdrawals.
This account:

• Is available in all major currencies
• Does not require a minimum opening balance
• Provides you with the NBK Access Card that gives you 24 hours a 
  day access to your savings with a membership fee of $15. If you domicile
  two of your utility bills with us, the Access card will be yours for free!
• Pays your interest every three months, at the end of March, June,
  September and December.  The rates currently applied are:

LBP:

USD:

• Does not have a service charge if the average balance maintained during the
  month is above LBP 500,000. If your balance falls below this amount, 
  a LBP 10,000 charge will be collected.
• Offers you a free monthly statement

To open a Super account, simply visit any of our branches with a copy of your ID.

Would you like a little stretch on your salary ?

The NBK Stretch account is designed to give you the convenience of automatically
receiving your salary in a bank account so you can easily withdraw your salary. 
This account:

• Does not require a minimum balance to open the account
• Is only available in LBP and USD
• Requires the transfer of your salary
• Applies a monthly service charge of $1.50 only
• Offers you a 10-page checkbook at a fee of LBP5,000 upon the branch 
  manager’s approval.
• Provides you with the NBK Access Card, which gives you 24 hours a 
  day access and up to the second information on your funds with a 
  membership fee of $15. If you domicile two of your utility bills with us, 
  the Access card will be yours for free!
• Offers you a free monthly statement
• Offers a 30% overdraft facility for those who earn a minimum monthly 
  salary of LBP 750,000 and above.

To open the Stretch account, just visit any of our branches with a copy of your ID and an
irrevocable salary transfer certificate from your employer.

Do you want a checkbook and interest on your account ?

The NBK Premiere account is a combination of a current and savings account, 
paying you interest twice a year while giving you the advantage of a checkbook. 
This account fulfills your needs and facilitates spending without cash carrying. 
This account:

• Is available in all major currencies
• Does not require a minimum opening balance.
• Pays interest twice a year in June and December. The rates currently applied are:

LBP:

USD:

• Offers an interest rate of 5% on LBP amounts greater than LBP 3 million, and 
  a rate of 2.5% for USD amounts greater than $2,000.
• Provides you with the NBK Access Card, which gives you 24 hours a day, 7 days
  a week access and up to the second information on your funds with a membership 
  fee of $15. If you domicile two of your utility bills with us, the Access card 
  will be yours for free!
• Does not have a service charge if the average balance maintained during the 
  month is above LBP 500,000. If your balance falls below this amount, 
  a LBP 10,000 charge will be collected.
• Offers you a free monthly statement.

To open your premiere account, just visit any of our branches with a copy of your ID.

Do you have spare cash ?

The NBK Fixed deposit is the ideal way to earn money from spare cash and perfect 
for you if you don’t want to touch your money for a while. The Fixed Deposit:

• Is available in all major currencies
• Can be opened with a minimum balance of LBP 3 million, USD 5,000 or its 
  equivalent in foreign currencies
• Requires you to open a compatible current account
• Is available in weekly, monthly, quarterly and semi-annual periods.
• Pays your interest upon maturity. The rates currently applied are tiered
  as follows:

LBP:

USD:

• Can be renewed for a small fee ranging from $1 to $3, depending on the period.

To open your Fixed Deposit, simply visit any of our branches with a copy of your ID.

Would you like a monthly income ?

The NBK Fixed Deposit Plus is the perfect account for those of you who want the advantages
of high returns on your investments with high interest rates, while receiving a monthly income.
The Fixed Deposit Plus:

• Is available in all major currencies
• Has a minimum opening balance requirement of LBP 25 million, USD 20,000 or the
  equivalent in other foreign currencies
• Requires you to open a compatible current account
• Can be made in periods of 9,12, 18 and 24 months in USD and 12 and 24 months in LBP
• You receive the interest monthly with competitive rates
• Renewal fees are charged at $2

To open your Fixed Deposit Plus, simply visit any of our branches with a copy of your ID.
The rates currently applied are:

LBP:

USD: