Home now in Lebanon
1. The Housing Loan
Own your dream
home in Lebanon: With NBK Lebanon, benefit
from a housing loan as a Lebanese residing
in Kuwait or as a Kuwaiti National.
Registration and a variety of real estate
services are provided to fulfill your needs
and give you a peace of mind. NBK Lebanon
offers a maximum amount of USD 1.5 million over
a period of 20 years with an interest rate
of 4.75% for the first year and then it
becomes 5.5% reviewed annually.
2. Choosing the appropriate property
If the client
is having trouble fulfilling his
requirements during his short stay in
Lebanon, we can propose a reliable real
estate agent to be at his disposal. This
service will help him choose the ideal
property in the region of his choice,
according to his specifications.
property should be a freehold
residential property located in Lebanon
and without any encumbrance of having a
1st degree mortgage registered in NBK-Lebanon
should be fully completed and ready to
must be evaluated by NBK appointed
evaluators i.e. evaluators must be on
NBK’s approved list of evaluators.
purchase price is more than the property
market value, the difference has to be
paid by the customer, prior to loan
disbursement, together with LTV being
Disbursal, as per local regulations,
revaluation of the property should be
undertaken biennially (once every 2
years) by NBK’s approved evaluators. The
client pays the revaluation fees. This
applies for all clients benefitting from
Housing Loan facilities.
4. Legal Consultation
procedures are at the heart of the real
estate operations. Therefore, we place our
legal advisor at the customer’s disposal and
will assist with the following services:
Preparation and analysis of the required
documents to ensure that the property is
free of any potential legal issues.
Clarification of the law regarding the right
of property ownership for foreigners in
Detailed explanation of the processes of
purchasing and registering the property.
Detailed explanation of the annual taxes and
required fees on the property.
5. File Fees and Loan Establishment
order to save time for client, we are ready
to complete the process of buying and
registering his property through an official
power of attorney in the name of the
National Bank of Kuwait (Lebanon) SAL, to
perform the following procedures on his
Commission: 0.75% of the loan amount
(Maximum USD 5000).
/ Valuation fees: USD 150- USD 250
(Based on property location) to be
debited from the borrower’s account.
Property insurance premium to be
bourne by the borrower: Life Insurance
will be 120% of the loan amount paid
by the borrower once for the whole
and Mortgage registration fees,
including stamp fees to be bourne by
revaluation fees to be bourne by the
borrower if LTV> 50%.
fees: circa 3% (1.5% on establishment
and 1.5% on release) + USD 200 ( If
the mortgage amount less than USD
120,000 and loan tenor > 7 years, no
mortgage fees to be paid.
Registration fees; 6% of sales amount.
Prepayment fee: 2% of prepaid loan
6. Instant payment service (Domiciliation of
benefit from the instant payment service to
settle telephone, electricity and cellular
bills from your account throughout the year.
7. Safe Deposit Boxes
all the legal documents and deeds and your
valuable belongings, we place at your
disposal the safe deposit box service, found
in the Head Office and the Bhamdoun branch.
Do you need help in financing your dreams?
To apply for your personal loan, simply
visit any of our branches in Lebanon or in
For more information
Contact us on:
NBK- Kuwait: 965 1 801801
For more information Contact Names at NBK
961 1 759700; Mrs. Fawzieh Salloum; Ext: 722
Mr. Hani Sabbagh;